Apply now for a Quick Cash Loans

Subject to lending criteria and suitability checks.
Terms and fees apply.

Need a Quick Cash loan?

Quick Loans, To Cater To Your Needs

We are often faced with difficult scenarios when you may need a quick cash loan. Sometimes it may be a quick $500 cash loan or an urgent $800 quick cash loan to pay some rent. Thankfully, we have a solution for you. We offer quick cash loans that allow you to urgently get some money now.

Subject to lending criteria and suitability checks. Terms and fees apply. Loans between $500 and $5,000.Payment made within 1 hour for contracts approved and accepted by 2pm AEST on business days. Subject to your Financial Institution.

About Flash Money

What is Flash Money?

Flash Money is an Australian lender that specialises in fast, small personal loans. We help everyday Australians access quick cash when they need it most – with a simple online application, fast approvals, and money transferred straight to your bank account.

How much can I borrow with Flash Money?

We offer small personal loans up to $5,000. Whether you need funds for car repairs, bills, medical expenses, or unexpected costs, Flash Money aims to provide a quick and stress-free solution.

Is Flash Money safe and trustworthy?

Yes. Flash Money is a licensed Australian credit provider and follows all responsible lending practices. We take customer privacy and data security seriously. Our online platform is encrypted, and your personal information is always kept safe.

How fast can I get approved and funded?

Most applications take only a few minutes to complete online. Once approved, funds are usually transferred to your bank account the same day (depending on your bank).

Who can apply for a Flash Money loan?

You may be eligible if you:

Are over 18 years old
Live in Australia
Have a regular income (from employment or benefits)
Can show you can comfortably repay the loan

Why choose Flash Money over other lenders?

100% online application – no paperwork
Fast approvals and same-day funding
Transparent fees and no hidden charges
Flexible repayment options tailored to your budget
Local Australian support team

Can I get a small loan in Australia with bad credit?

Even if you have a less-than-perfect credit history, Flash Money may still be able to help. We understand that life happens, which is why we take the time to listen to your individual circumstances. Our small short-term loans of up to $5,000 are designed to provide fast financial relief with flexible repayment options for approved applicants. If you’re looking for a quick loan lender in Australia that keeps things simple and hassle-free, Flash Money is here for you.

How do I apply?

Simply click “Apply Now”, answer a few quick questions, and we’ll process your application right away.

HOW IT WORKS

The first step is to complete the easy online application. There aren’t as many steps as you think! Plus it’s automated to supply your information. With your permission of course!

The second step is automated through our intelligent software that can give you a decision in a mere matter of minutes! We think that’s pretty fast!

The third and final step could see your loan, sitting in your bank account, ready to use. Now that’s a simple process!

Here are some of the reasons you may need a Quick Cash Loan: Entertainment and leisure (e.g. concert tickets, theme park passes, etc.), Travel / holiday, Event costs (e.g. wedding, funeral, 21st birthday party), Vehicle, car repairs, Household goods and furniture, Home repairs or improvements, Rent / bond / relocation, Utility bills (e.g. gas, electricity, phone), Council or water rates / body corporate fees, Insurance (e.g. health, pet, home and contents), Education Fees (e.g. uni, college or school fees), Medical / Dental expenses, Professional services fees (eg. lawyer, accountant, veterinarian), , Once-off product purchase (e.g. sporting equipment, tablet device, vehicle, boat, computer), Basic living/work expenses (e.g. food, petrol, transport), Partly/fully repay a current credit card, Partly/fully repay a current short-term loan, Bank loans (e.g. mortgage, personal loan)

Subject to lending criteria and suitability checks.
Terms and fees apply.

Contact Us

if you have any question please don’t hesitate to contact us

FEE & CHARGES

Fees and charges are made crystal clear so you’re always Ready in a Flash!

Mini Flash Loan Fee

(If the principal amount you borrow is between $500 and $2,000) You will only be charged the loan establishment fee and the monthly loan fee when making payments on time. If you miss any repayments, a Dishonour and Default Fee will apply

Loan Fees And Charge

Establishment Fee Payable once off per loan	20% of principal
Monthly Loan Fee Where there is an outstanding debt balance, charged per month of part thereof	4% of principal per month

Fees that may apply

Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable	$20.00
Default Fee Daily recovery fee to cover reasonable costs of administrating your account while your account remains in default	$5.00

Super Flash Loan Fees

(If the principal amount you borrow in between $2,001 and $5,000) You will only be charged the loan establishment fee and the interest charges calculated based on the applicable interest rate when making payments on time. If you miss any repayments, a Dishonour and Reschedule Fee will apply

Loan Fees And Charge

Establishment Fee Payable once off per loan	$400.00
Interest Rate This is the annual percentage rate. Interest accrues daily, and is charged monthly in arrears- on the outstanding balance of your loan	47.6185% p.a.
Comparison rate*	65.6597% p.a.

Fees that may apply

Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third party cost	$20.00
Reschedule Fee Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs	$20.00